Amazing Discounts and “Special Benefits” Seniors Are Entitled To But Often Forget to Claim We all know that once you’re a senior citizen, you’re entitled to more discounts. But what are these discounts, where can you get them, and how do you claim them? Discounts at the Grocery Store Many grocery stores offer a senior discount on certain days of the week. Check with your local grocery store to see if they offer a discount, and what day of the week the discount is offered.
Note That: Many of these programs are only available online and could expire as early as this June. We encourage you to claim the items in the list below to make the most of them while they last.
1. Collecting Social Security? Consider a “Do-Over” and Get a Benefits Boost
Are you collecting Social Security? Consider a “Do-Over” and Get a Benefits Boost. If you’re already collecting Social Security, you may be able to temporarily suspend your benefits and then restart them later at a higher rate. The government is offering a “do-over” for people who collected Social Security benefits too early. You are eligible for this “do-over” without penalty if you have reached your full retirement age and: You suspended your benefits after May 1, 2016.
You have restarted your benefits. The government will credit those months you stopped your gifts to your account, which will lead to higher monthly use. Why Would I Want to Suspend My Benefits? If you’re already collecting Social Security, you may be able to temporarily suspend your benefits and then restart them later at a higher rate. This is an excellent choice for people who are still working but close to retirement. The government also offers “file and suspend” and “file and restrict” strategies that allow you to collect benefits and still allow your spouse to collect spousal benefits while you continue to earn income. These strategies are not available to people who are already collecting benefits. How Do I Suspend My Benefits? If you’re already collecting benefits, you can suspend your benefits by logging into your account on www.ssa.gov Calling the Social Security Administration at 1-800-772-1213 Visiting your local Social Security office Once your benefits have been suspended, you can restart them at any time.
2. How to Reduce Your Electric Bill — Homeowners Go Solar Now And Enjoy Low Electric Bills All Year Long.
Homeowners who are considering going solar should know that there are a variety of ways to reduce their electric bills. Solar power systems can be designed to meet your specific needs and budget. Many homeowners are surprised to learn that their electric bills can be significantly reduced with solar power.
If you are a homeowner who is considering going solar, there are a few things you should keep in mind. First, you should understand how solar power works. Solar power is produced by converting sunlight into electricity. Solar panels are placed on your roof and connected to an inverter. The inverter converts the sunlight into DC power, which is then used to power your home.
Here’s something the power company doesn’t want you to know. A little-known program gives homeowners who live in these certain areas a big incentive to switch to solar.
The program is at the federal level, under the Residential Renewable Energy Tax Credit taxpayers can claim up to 26% of qualified expenses for investing in a solar system for a home you own and live in, which provides subsidies and rebates that can help with costs to go solar and improve your monthly electric bills once and for all. In fact, the average tax break gives back $4,860 for installing solar panels.
Has your power company told you that? Most likely not. That’s because once homeowners go solar, their energy bill is reduced by 25%. You can bet the energy companies are not too thrilled about that.
Homeowners should check to see if their home qualifies here before the program expires. Connect with solar installers and be on your way to eliminating electric bills.
3. Enjoy These Discounts When Eating Out
The best part about eating out with a senior is that many restaurants offer senior discounts. Whether you’re going to a casual restaurant or a five-star establishment, you’re likely to find a discount for seniors.
Some restaurants offer discounts on food, while others offer a discount for the entire bill. Check out the discounts at the following restaurants:
If you’re looking for a restaurant that offers a discount on food, try Applebee’s. Seniors can get a discount of up to 15% on the bill, depending on the location.
The Cheesecake Factory offers a senior discount of 10%, but it’s not available in every location.
Chili’s offers a senior discount of 10% at many locations, but some locations offer a discount of 15%.
Denny’s offers a senior discount of 20% on the total bill.
IHOP offers a senior discount at participating locations.
Olive Garden offers a 10% discount at many locations, but some locations offer a 15% discount.
Red Lobster offers a senior discount of 10% at many locations.
Sonic offers a senior discount at many locations.
Wendy’s offers a senior discount at many locations.
In addition to restaurants, there are many other businesses where seniors can get discounts, including:
AARP members can get discounts on rental cars and hotels.
Many museums offer discounts to seniors.
Disney World offers discounts to seniors.
Many movie theaters offer discounts to seniors.
Seniors can save on their grocery bills by using senior discounts at grocery stores.
AARP members can get discounts on insurance.
Senior citizens can get discounts on their cell phone bills.
Some airlines offer discounts to seniors.
Senior citizens can get discounts on their travel.
Many amusement parks offer discounts to seniors.
Many zoos offer discounts to seniors.
Seniors can get discounts on their prescriptions.
Many seniors can get discounts on their taxes.
seniors can get discounts on their taxes. Many seniors can get discounts on their utility bills.
As you can see, there are many ways that seniors can save money on their food, travel, and other expenses. If you’re a senior citizen, be sure to ask about senior discounts when you’re eating out, shopping, or traveling.
4. Special Program in Life Insurance for Just $15/month!
We are happy to offer a special program to our clients between the ages of 45-75. This unique program offers up to $100,000 of life insurance coverage to qualified applicants, with premiums starting at just $15 per month! Here are a few benefits this program offers:
No medical exam is required.
No health questions are required.
No waiting period Coverage effective the day after you sign your application
If you are interested in learning more about this program, please contact us today, and we will be happy to answer any of your questions.
5. Transportation and Travel Discounts
For those that like to get out of town, vacation, or visit the grandchildren, be sure to always ask for discounts from the various travel providers. This is especially true for travelers 55 and over. Here are a few we know about…
Airport Parking Reservations- 15% off-airport parking.
American Airlines- Discounts for AARP members.
Alamo Car Rental- Discounts for AARP members.
Avoya Travel- 5% off your vacation.
Best Western Hotels and Resorts- Discounts for AARP members.
Budget Car Rental- Discounts for AARP members.
Choice Hotels- Discounts for AARP members. Continental Airlines- Discounts for AARP members.
Delta Air Lines- Discounts for AARP members.
Enterprise Car Rental- Discounts for AARP members.
Greyhound- Discounts for AARP members.
Hertz Car Rental- Discounts for AARP members.
National Car Rental- Discounts for AARP members.
Northwest Airlines- Discounts for AARP members.
Southwest Airlines- Discounts for AARP members.
United Airlines- Discounts for AARP members.
US Airways- Discounts for AARP members. Wyndham Hotels and Resorts- Discounts for AARP members.
6. New “Roof Replacement” Program Helps Homeowners Get a New Roof for Free
Replacing your roof is a big and expensive job. But what if you could get a new roof for free? A new program called Roof Replacement is designed to help homeowners get a new roof at no cost. The program is offered by a company called Renewable Energy Credits, and it works like this:
Homeowners who sign up for the program will receive a credit for the cost of their new roof. The credit can then be used to offset the cost of their energy bill. The program is open to homeowners in all 50 states, and it is available to both new and existing homes. There are no income requirements or credit scores needed to qualify. To learn more, visit the Renewable Energy Credits website.
7. Homeowners In Eligible Zip Codes Get $1,632/yr Back On Their Home Insurance. Check If Your Area Qualifies
The average cost of homeowners insurance in New Jersey is $1,104 per year, which is higher than the national average of $1,173. However, there are several ways homeowners can save on their premiums.
We surveyed the top homeowner’s insurance companies in New Jersey to find out which ones have the most affordable rates and offer the best coverage. Our data shows that the average premium in the state is $1,104 per year, which is higher than the national average of $1,173.
The best way to save on your homeowner’s insurance premium is to shop around and compare rates from multiple companies. The insurance companies with the most affordable rates in New Jersey are Travelers, Allstate, and State Farm.
Travelers offer the cheapest rates in New Jersey, with an average annual premium of $826. This is followed by Allstate, with an average premium of $972 per year, and State Farm, with an average premium of $1,023 per year.
A new Special Program is helping thousands of savvy homeowners get up to $1,632/year back on their home insurance. Has your insurance provider told you about this?
» Check If Your ZIP Qualifies Here
Let’s face it… everyone needs homeowners insurance. But how often have you actually used your insurance? Probably not nearly enough to make up for the cost year after year.
Here’s something most people don’t know about home insurance it’s one of the easiest ways homeowners can save…
Homeowners insurance is actually pretty inexpensive, but most people are paying far too much. In fact, most homeowners can now get an average $1,632 taken off their annual bill for the same or even better coverage by using this popular website.
In just seconds, you can get quotes from the top insurance providers in your area that compete to give you the lowest rate… allowing you to get a big discount on great coverage. Many reports they’re able to get huge savings just by using this site to reduce their bill for free.
8. Make A Grocery List
There are a few ways to save money by making a grocery list. One way is to make a list of all the items you need before you go to the store. This way you will only buy the items you need and not items you do not need. Another way to save money by making a grocery list is to only buy items on sale. This way you will save money on your groceries.
9. Buy in bulk
Bulk buying is a great way to save money on everyday items. When you buy in bulk, you can save money on the overall cost of the items, as well as on the cost of shipping. Bulk buying also allows you to buy more of an item at one time, so you can stock up on items that you use frequently.